What is Nayapay 🤔 Nayapay is a virtual bank through which you can transact from one place to another from the comfort of your home. Nayapay also gives you a Visa card for free.
Do you want a free visa card?
If you also want to get a visa card for free, then read this article completely because in it I have given you a complete guide on how to get a visa card.
In this article I’ll tell you what is Nayapay, how you can create an account, how to apply for a Visa card, how to deposit money into the account and how to withdraw money from the account.
Table of Contents
What is Nayapay?
Nayapay is a digital payment platform that aims to provide users with a safe and secure way to make transactions. It’s a mobile wallet that allows users to store money and use it to make payments for goods and services. Nayapay is an e-money issuer and a payment service provider that is licensed and regulated by the State Bank of Pakistan.
How does Nayapay work?
Nayapay works by allowing users to deposit money into their mobile wallet using various methods such as bank transfers, credit/debit cards, or through designated agents. Once the money is in the wallet, users can use it to make payments for goods and services at registered merchants.
Users can also transfer money to other Nayapay users by simply entering their mobile number or QR code. The money is instantly transferred from the sender’s wallet to the recipient’s wallet.
Features of Nayapay
1. Instant transactions
Nayapay allows for instant transactions, which means that users can transfer money to other users or make payments for goods and services in real-time.
2. Easy to use
Nayapay is designed to be user-friendly, with a simple and intuitive interface that makes it easy for users to navigate and make transactions.
3. Secure
Nayapay uses advanced security measures to ensure that all transactions are safe and secure. It uses encryption technology to protect user data and has multiple layers of authentication to prevent unauthorized access.
4. Cashback offers
Nayapay offers cashback offers and discounts to users who make transactions using the platform. This encourages users to use Nayapay for their daily transactions, making it more popular among users.
5. Bill payments
Nayapay allows users to pay their utility bills, mobile bills, and other bills directly from their mobile wallet, saving them time and effort.
How to create nayapay account?

Creating a Nayapay account is a simple and straightforward process. Here are the steps to follow:
- Download the Nayapay app from the Google Play Store or Apple App Store.
- Once the app is downloaded, open it and click on the “Sign Up” button.
- Enter your mobile number and click on “Get OTP”. You will receive a one-time password (OTP) on your mobile number.
- Enter the OTP in the app and click on “Verify OTP”.
- Next, you will need to create a 4-digit MPIN (Mobile Personal Identification Number) for your Nayapay account. Enter a secure MPIN and confirm it.
- Now, enter your full name, email address, and date of birth. You have to give your name and date of birth which is on your identity card.
- After entering your personal details, you will need to set up your account security. You can choose to enable Touch ID or Face ID for quick access to your Nayapay account.
- Finally, click on “Submit” to complete the account setup process.
Congratulations! You have now successfully created your Nayapay account. You can now deposit money into your Nayapay wallet and start using it for transactions.
How to get a free Visa card in 2022?
Nayapay is a payment solution that is currently being piloted in Vietnam, with the goal of rolling out across Southeast Asia in the coming years. To get a free visa card in 2022, you need to create an account and get the card.
The process for getting your Nayapay Visa will vary depending on where you live, but generally speaking:
- Create an account
- Apply for your card
NayaPay is a great payment solution that is currently being piloted in Vietnam
NayaPay is a payment solution that is currently being piloted in Vietnam, with the goal of rolling out across Southeast Asia in the coming years. The service allows you to pay for your purchases using your mobile phone or other devices with just a few taps. It’s easy and convenient!
NayaPay works by allowing you to send money through their app or website. You can choose how many people will receive each transfer (for example: friends and family). Once you’re ready to send funds, simply tap “send” and enter their destination information (including an address) before clicking “send it now!” The funds will then be sent directly from one person’s account balance into another person’s account balance within seconds—no bank account needed!
How to apply for a physical Visa card?
When your wallet becomes active after two days, you’ll have the option to apply for the physical card on the home screen of the Nayapay app.
You’ve to click on it. After that, you enter the address to which you want to get the card and send it the card. You’ll have your card within seven days.
Pros and Cons
Pros
- With Nayapay, you can easily make online payments.
- Nayapay gives you a free Visa card.
- You can create an account at home.
- Its transaction is very fast.
Cons
- You cannot upload images from the back camera during activation.
Conclusion
NayaPay is a payment solution that is currently being piloted in Vietnam. With the goal of rolling out across Southeast Asia in the coming years. It’s a great way to pay for things online and at offline shops. Making it easy for anyone who wants access to cash but doesn’t have access to traditional banking services. This app gives users access not only their own money but also other people’s funds through peer-to-peer lending.